More than a quarter of the U.S. population can be at one time unable to have or hold a bank account or to afford the fees of banking products. At PayPal, we decided to give a solution to all those affected by these financial issues.

We created a new PayPal product offering banking-oriented financial products to the underserved segment of customers that might at one point not have access to banking institutions. We created products that solved needs such as:

  • Easily paying around with a debit card
  • Conveniently adding cash to their online accounts
  • Having immediate access to money from cashing a check
  • Setting up a direct deposit
  • Saving for goals and eventualities
  • Investing on PayPal

PayPal Banking Product Designs

PayPal Check Cashing Functionality Designs